What you can expect from me.

  • Highly personalized service. Timely response to questions, phone calls and emails.  Usually same day.  Next day at latest.  (During vacations – support will be arranged for prompt communication)
  • A comprehensive discussion about elements in a written financial plan:  Including both defensive and offensive strategies, debt reduction and budgeting. 
  • Help clients clarify what is truly important to them.  Work together to find an approach that balances the financial needs of today with their future financial needs, and retirement. 
  • To consistently deliver value.  To first build a foundation of understanding before clients make specific financial decisions. 
  • An emphasis of putting the needs and interests of the client first.   All client information remains confidential.  
  • Objective review of financial solutions available.  Educate clients on the pros and cons of each option.
  • Annual Reviews and Updates to stay current with client's needs and changing circumstances.

Act as a sounding-board to help clients:

  • Take a disciplined approach, staying on track with their plan over time.
  • Manage their own emotions.
  • I welcome the opportunity to serve individuals, families, businesses, medical & professional practices, and farms.
  • I work with a team of specialists, business attorneys and CPA's to assist in more complex cases such as estate planning, informal business valuations, buy/sell agreement reviews, succession planning, and group benefits. 

FOR INVESTMENTS:

  • Disciplined investment strategy designed to help clients work towards their financial goals.
  • Review and analysis of client's existing investments.
  • Open and comprehensive discussion with clients to Identify investment objectives and risk tolerances.
  • Asset allocation and diversification designed to fit client goals and risk profile. / Systematic Portfolio Rebalancing. 
  • Incorporate regularly scheduled contributions when they can be made.
  • Retirement Distribution Strategies
  • Investment strategies for tax efficiency, and to help manage taxes in retirement.
  • IMPORTANT NOTE:  If you're looking for a professional promising the best stock picks and performance, hot idea or market timing – I'm not your guy